River Valley Credit Union Camden AR: A Comprehensive Guide
Are you looking for a financial institution that truly understands your needs? Look no further than River Valley Credit Union in Camden, AR. This credit union has been serving the community for years, offering a wide range of services and benefits that cater to both individuals and businesses. In this article, we will delve into the various aspects of River Valley Credit Union Camden AR, providing you with a detailed and comprehensive overview.
History and Background
River Valley Credit Union was established in 1955 with the mission of providing affordable financial services to the employees of the Arkansas Department of Health. Over the years, the credit union has expanded its membership to include anyone who lives, works, or attends school in Ouachita, Calhoun, or Hot Spring counties. Today, River Valley Credit Union is a not-for-profit financial cooperative with over 50,000 members and assets exceeding $500 million.
Membership and Eligibility
Becoming a member of River Valley Credit Union is simple and straightforward. To join, you must either live, work, or attend school in one of the three counties mentioned earlier. You can also join if you are related to a current member or if you are an employee of one of the credit union’s select employee groups. Once you become a member, you will have access to all the credit union’s services and benefits.
Services Offered
River Valley Credit Union offers a wide range of services to meet the financial needs of its members. Here are some of the key services provided:
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Checking and Savings Accounts: River Valley Credit Union offers various checking and savings account options, including free checking accounts with no minimum balance requirements.
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Loans: The credit union offers personal, auto, and home loans with competitive interest rates and flexible terms.
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Debit Cards: Members can enjoy free debit cards with access to over 30,000 surcharge-free ATMs nationwide.
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Online and Mobile Banking: River Valley Credit Union provides convenient online and mobile banking services, allowing members to manage their accounts on the go.
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Investment Services: The credit union offers investment services, including retirement planning and insurance options.
Benefits of Joining River Valley Credit Union
Joining River Valley Credit Union comes with numerous benefits, including:
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Competitive Interest Rates: The credit union offers competitive interest rates on loans and savings accounts, helping members save money.
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No Monthly Service Fees: River Valley Credit Union does not charge monthly service fees on checking accounts, allowing members to keep more of their hard-earned money.
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Free Financial Education: The credit union provides free financial education resources to help members make informed financial decisions.
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Community Involvement: River Valley Credit Union is committed to supporting the local community through various initiatives and partnerships.
Branches and ATMs
River Valley Credit Union has several branches and ATMs located throughout the region. Here is a list of some of the branches and ATMs:
| Branch Name | Address |
|---|---|
| River Valley Credit Union – Camden | 1001 West Washington Avenue, Camden, AR 71701 |
| River Valley Credit Union – Hot Springs | 410 Central Avenue, Hot Springs, AR 71901 |
| River Valley Credit Union – Malvern | 1000 South 2nd Street, Malvern, AR 72104 |
| River Valley Credit Union – Arkadelphia | 1001 West 7th Street, Arkadelphia, AR 71923 |
In addition to these branches, River Valley Credit Union has over 30,000 surcharge-free ATMs across the country, making it easy for members to access their funds.
Conclusion
River Valley Credit Union Camden AR is a trusted financial institution that has been serving the